Getting a loan modification with Bank of America is a bit different than with other mortgage companies but with proper planning it can be accomplished.
It is different because they require preapproval before they send the loan modification documents. If a loan modification is needed to stop foreclosure there are ways around this to get the process started.
It’s important to know that the people who answer the phones know little about the process and just input data into the computer and read the results.
The key is know what the computer knows or hire someone who does.
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